Side-by-side · Q2 2026 data
Laredo Fire Department Federal Credit Union vs Cen Tex Manufacturing Credit Union
Credit union
Laredo Fire Department Federal Credit Union
Laredo, Texas · Under $100 million in assets
Credit union
Cen Tex Manufacturing Credit Union
Brownwood, Texas · Under $100 million in assets
Metric by metric
| Measure | Laredo Fire Department Federal Credit Union | Cen Tex Manufacturing Credit Union |
|---|---|---|
| TellerScore | 55 | 69 (stronger) |
| Capital cushion | 75 | 100 (stronger) |
| Loan quality | 42 (stronger) | 27 |
| Earnings | 22 | 55 (stronger) |
| Funding & liquidity | 65 | 84 (stronger) |
| Problem-loan coverage | 77 | 89 (stronger) |
| Peer percentile | 15th | 38th |
| Total assets | $14.7M | $15.0M |
| Deposits / shares | $12.8M | $11.5M |
| Capital ratio | 12.50% | 22.37% (stronger) |
| Problem loans | 1.74% (stronger) | 2.20% |
| Net charge-offs | 0.20% (stronger) | 0.61% |
| Return on assets | 0.05% | 0.86% (stronger) |
| Loans ÷ deposits | 95.1% | 75.9% (stronger) |
| Uninsured deposits | 9.7% | 0.0% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cen Tex Manufacturing Credit Union has the higher TellerScore (69 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Laredo Fire Department Federal Credit Union leads on 2 and Cen Tex Manufacturing Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.