Side-by-side · Q2 2026 data
Latrobe Federal Credit Union vs Penntech Employees Federal Credit Union
Credit union
Latrobe Federal Credit Union
Latrobe, Pennsylvania · Under $100 million in assets
Credit union
Penntech Employees Federal Credit Union
Johnsonburg, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Latrobe Federal Credit Union | Penntech Employees Federal Credit Union |
|---|---|---|
| TellerScore | 66 (stronger) | 46 |
| Capital cushion | 62 (stronger) | 53 |
| Loan quality | 83 (stronger) | 3 |
| Earnings | 9 | 31 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 80 |
| Peer percentile | 32nd | 6th |
| Total assets | $14.1M | $13.9M |
| Deposits / shares | $12.5M | $12.4M |
| Capital ratio | 11.22% (stronger) | 10.30% |
| Problem loans | 0.50% (stronger) | 2.90% |
| Net charge-offs | -0.04% (stronger) | 0.52% |
| Return on assets | -0.27% | 0.28% (stronger) |
| Loans ÷ deposits | 24.5% (stronger) | 39.6% |
| Uninsured deposits | 2.3% | 0.0% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Latrobe Federal Credit Union has the higher TellerScore (66 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Latrobe Federal Credit Union leads on 5 and Penntech Employees Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.