Side-by-side · Q2 2026 data
Latrobe Federal Credit Union vs United Community Federal Credit Union
Credit union
Latrobe Federal Credit Union
Latrobe, Pennsylvania · Under $100 million in assets
Credit union
United Community Federal Credit Union
West Mifflin, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Latrobe Federal Credit Union | United Community Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 90 (stronger) |
| Capital cushion | 62 | 83 (stronger) |
| Loan quality | 83 | 98 (stronger) |
| Earnings | 9 | 78 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 32nd | 95th |
| Total assets | $14.1M | $129.1M |
| Deposits / shares | $12.5M | $111.2M |
| Capital ratio | 11.22% | 13.25% (stronger) |
| Problem loans | 0.50% | 0.06% (stronger) |
| Net charge-offs | -0.04% (stronger) | 0.16% |
| Return on assets | -0.27% | 1.45% (stronger) |
| Loans ÷ deposits | 24.5% (stronger) | 42.0% |
| Uninsured deposits | 2.3% (stronger) | 2.9% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.6% |
United Community Federal Credit Union has the higher TellerScore (90 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Latrobe Federal Credit Union leads on 3 and United Community Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.