Side-by-side · Q2 2026 data
Lawrence Bank vs P.I.A.S. Credit Union
Metric by metric
| Measure | Lawrence Bank | P.I.A.S. Credit Union |
|---|---|---|
| TellerScore | 69 | 87 (stronger) |
| Capital cushion | 48 | 100 (stronger) |
| Loan quality | 94 | 100 (stronger) |
| Earnings | 62 (stronger) | 35 |
| Funding & liquidity | 63 | 100 (stronger) |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 53rd | 83rd |
| Total assets | $3.0B | $4.2M |
| Deposits / shares | $2.6B | $3.5M |
| Capital ratio | 9.78% | 17.42% (stronger) |
| Problem loans | 0.17% | 0.00% (stronger) |
| Net charge-offs | 0.12% | 0.00% (stronger) |
| Return on assets | 1.04% (stronger) | 0.37% |
| Loans ÷ deposits | 85.6% | 59.6% (stronger) |
| Uninsured deposits | 25.9% | 0.0% (stronger) |
| Offices | 28 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.8% | — |
P.I.A.S. Credit Union has the higher TellerScore (87 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Lawrence Bank leads on 1 and P.I.A.S. Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.