Side-by-side · Q2 2026 data
Lcra Credit Union vs Vatat Credit Union
Metric by metric
| Measure | Lcra Credit Union | Vatat Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 82 |
| Capital cushion | 100 | 100 |
| Loan quality | 86 (stronger) | 75 |
| Earnings | 34 | 73 (stronger) |
| Funding & liquidity | 100 (stronger) | 64 |
| Problem-loan coverage | 94 | 95 (stronger) |
| Peer percentile | 72nd | 70th |
| Total assets | $20.2M | $11.0M |
| Deposits / shares | $17.0M | $8.7M |
| Capital ratio | 15.96% | 17.90% (stronger) |
| Problem loans | 0.41% (stronger) | 0.74% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.34% | 1.33% (stronger) |
| Loans ÷ deposits | 40.4% (stronger) | 78.0% |
| Uninsured deposits | 3.9% (stronger) | 31.4% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lcra Credit Union has the higher TellerScore (83 vs 82). On the 6 directional measures above (where higher or lower is clearly better), Lcra Credit Union leads on 4 and Vatat Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.