Side-by-side · Q2 2026 data
Lea County State Bank vs Four Corners Community Bank
Metric by metric
| Measure | Lea County State Bank | Four Corners Community Bank |
|---|---|---|
| TellerScore | 49 | 75 (stronger) |
| Capital cushion | 42 | 46 (stronger) |
| Loan quality | 0 | 88 (stronger) |
| Earnings | 83 | 100 (stronger) |
| Funding & liquidity | 81 (stronger) | 62 |
| Problem-loan coverage | 73 | 95 (stronger) |
| Peer percentile | 6th | 61st |
| Total assets | $738.3M | $662.3M |
| Deposits / shares | $662.4M | $569.1M |
| Capital ratio | 9.21% | 9.62% (stronger) |
| Problem loans | 3.61% | 0.35% (stronger) |
| Net charge-offs | 0.66% | 0.18% (stronger) |
| Return on assets | 1.58% | 2.06% (stronger) |
| Loans ÷ deposits | 34.6% (stronger) | 77.8% |
| Uninsured deposits | 31.9% (stronger) | 33.0% |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Four Corners Community Bank has the higher TellerScore (75 vs 49). On the 7 directional measures above (where higher or lower is clearly better), Lea County State Bank leads on 2 and Four Corners Community Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.