Side-by-side · Q2 2026 data
Leader Bank, National Association vs Alpha Credit Union
Metric by metric
| Measure | Leader Bank, National Association | Alpha Credit Union |
|---|---|---|
| TellerScore | 71 | 97 (stronger) |
| Capital cushion | 66 | 100 (stronger) |
| Loan quality | 99 (stronger) | 95 |
| Earnings | 53 | 99 (stronger) |
| Funding & liquidity | 40 | 91 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 63rd | 98th |
| Total assets | $5.3B | $35.1M |
| Deposits / shares | $4.3B | $28.2M |
| Capital ratio | 11.58% | 18.78% (stronger) |
| Problem loans | 0.03% (stronger) | 0.14% |
| Net charge-offs | -0.00% (stronger) | 0.06% |
| Return on assets | 0.84% | 1.97% (stronger) |
| Loans ÷ deposits | 101.9% | 69.0% (stronger) |
| Uninsured deposits | 31.8% | 0.9% (stronger) |
| Offices | 8 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.3% | — |
Alpha Credit Union has the higher TellerScore (97 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Leader Bank, National Association leads on 2 and Alpha Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.