Side-by-side · Q2 2026 data
Lee Bank and Trust Company vs Eastman Credit Union
Metric by metric
| Measure | Lee Bank and Trust Company | Eastman Credit Union |
|---|---|---|
| TellerScore | 82 | 91 (stronger) |
| Capital cushion | 91 | 99 (stronger) |
| Loan quality | 54 | 90 (stronger) |
| Earnings | 100 (stronger) | 98 |
| Funding & liquidity | 84 (stronger) | 67 |
| Problem-loan coverage | 90 | 96 (stronger) |
| Peer percentile | 82nd | 96th |
| Total assets | $257.3M | $10.2B |
| Deposits / shares | $218.3M | $8.6B |
| Capital ratio | 14.11% | 14.87% (stronger) |
| Problem loans | 1.37% | 0.31% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.38% |
| Return on assets | 3.40% (stronger) | 1.95% |
| Loans ÷ deposits | 58.2% (stronger) | 93.2% |
| Uninsured deposits | 29.6% | 12.7% (stronger) |
| Offices | 3 | 27 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.5% | 26.9% |
Eastman Credit Union has the higher TellerScore (91 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Lee Bank and Trust Company leads on 3 and Eastman Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.