Side-by-side · Q2 2026 data
Lee Bank and Trust Company vs Farmers and Miners Bank
Metric by metric
| Measure | Lee Bank and Trust Company | Farmers and Miners Bank |
|---|---|---|
| TellerScore | 82 | 89 (stronger) |
| Capital cushion | 91 (stronger) | 83 |
| Loan quality | 54 | 89 (stronger) |
| Earnings | 100 (stronger) | 85 |
| Funding & liquidity | 84 | 100 (stronger) |
| Problem-loan coverage | 90 | 98 (stronger) |
| Peer percentile | 82nd | 94th |
| Total assets | $257.3M | $193.2M |
| Deposits / shares | $218.3M | $166.3M |
| Capital ratio | 14.11% (stronger) | 13.28% |
| Problem loans | 1.37% | 0.32% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.10% |
| Return on assets | 3.40% (stronger) | 1.63% |
| Loans ÷ deposits | 58.2% (stronger) | 59.5% |
| Uninsured deposits | 29.6% | 9.2% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.5% | — |
Farmers and Miners Bank has the higher TellerScore (89 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Lee Bank and Trust Company leads on 4 and Farmers and Miners Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Pennington Gap, VA