Side-by-side · Q2 2026 data
Lee Bank and Trust Company vs Highlands Community Bank
Metric by metric
| Measure | Lee Bank and Trust Company | Highlands Community Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 57 |
| Capital cushion | 91 (stronger) | 76 |
| Loan quality | 54 (stronger) | 16 |
| Earnings | 100 (stronger) | 36 |
| Funding & liquidity | 84 | 97 (stronger) |
| Problem-loan coverage | 90 (stronger) | 81 |
| Peer percentile | 82nd | 14th |
| Total assets | $257.3M | $188.9M |
| Deposits / shares | $218.3M | $167.3M |
| Capital ratio | 14.11% (stronger) | 12.63% |
| Problem loans | 1.37% (stronger) | 2.51% |
| Net charge-offs | 0.03% (stronger) | 0.27% |
| Return on assets | 3.40% (stronger) | 0.39% |
| Loans ÷ deposits | 58.2% | 48.6% (stronger) |
| Uninsured deposits | 29.6% | 18.1% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.5% | — |
Lee Bank and Trust Company has the higher TellerScore (82 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Lee Bank and Trust Company leads on 5 and Highlands Community Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.