Side-by-side · Q2 2026 data
Lefors Federal Credit Union vs Vidor Teachers Federal Credit Union
Metric by metric
| Measure | Lefors Federal Credit Union | Vidor Teachers Federal Credit Union |
|---|---|---|
| TellerScore | 75 | 83 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 63 | 100 (stronger) |
| Earnings | 33 | 38 (stronger) |
| Funding & liquidity | 88 (stronger) | 72 |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 52nd | 72nd |
| Total assets | $3.0M | $3.3M |
| Deposits / shares | $2.3M | $2.8M |
| Capital ratio | 23.17% (stronger) | 15.81% |
| Problem loans | 1.12% | 0.00% (stronger) |
| Net charge-offs | 0.11% | 0.00% (stronger) |
| Return on assets | 0.33% | 0.45% (stronger) |
| Loans ÷ deposits | 71.8% (stronger) | 88.3% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Vidor Teachers Federal Credit Union has the higher TellerScore (83 vs 75). On the 6 directional measures above (where higher or lower is clearly better), Lefors Federal Credit Union leads on 2 and Vidor Teachers Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.