Headquartered in Vidor, Texas, Vidor Teachers Federal Credit Union is a federal credit union with $3.3M in total assets and $2.8M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1973.
Based on its Q2 2026 filing, Vidor Teachers Federal Credit Union scores 83/100, which we describe as strong. That is higher than 72% of 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 99th. Its strongest component is capital cushion (100/100; 15.81%), and its lowest is earnings (38/100; 0.45%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (84 → 83).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 77 |
| Q3 2024 | 81 |
| Q4 2024 | 82 |
| Q1 2025 | 84 |
| Q2 2025 | 84 |
| Q3 2025 | 85 |
| Q4 2025 | 86 |
| Q1 2026 | 85 |
| Q2 2026 | 83 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 15.75% |
| Q3 2024 | 15.75% |
| Q4 2024 | 15.48% |
| Q1 2025 | 15.10% |
| Q2 2025 | 15.15% |
| Q3 2025 | 15.54% |
| Q4 2025 | 15.82% |
| Q1 2026 | 15.76% |
| Q2 2026 | 15.81% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.18% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.02% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.14% |
| Q3 2024 | 0.08% |
| Q4 2024 | 0.13% |
| Q1 2025 | 0.39% |
| Q2 2025 | 0.39% |
| Q3 2025 | 0.57% |
| Q4 2025 | 0.64% |
| Q1 2026 | 0.47% |
| Q2 2026 | 0.45% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 83 | $3.3M | 15.81% | 0.00% | 0.45% | 88.3% |
| Q1 2026 | 85 | $3.3M | 15.76% | 0.00% | 0.47% | 80.3% |
| Q4 2025 | 86 | $3.3M | 15.82% | 0.00% | 0.64% | 83.7% |
| Q3 2025 | 85 | $3.3M | 15.54% | 0.00% | 0.57% | 80.8% |
| Q2 2025 | 84 | $3.3M | 15.15% | 0.00% | 0.39% | 80.8% |
| Q1 2025 | 84 | $3.3M | 15.10% | 0.02% | 0.39% | 76.4% |
| Q4 2024 | 82 | $3.2M | 15.48% | 0.00% | 0.13% | 81.6% |
| Q3 2024 | 81 | $3.1M | 15.75% | 0.00% | 0.08% | 83.4% |
| Q2 2024 | 77 | $3.1M | 15.75% | 0.18% | -0.14% | 90.8% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Del Rio S.P. Credit UnionCredit union Del Rio, TX | 58 out of 100, Moderate | $3.2M | 37.2% | 5.07% | vs |
| Highway District 2 Credit UnionCredit union Fort Worth, TX | 75 out of 100, Strong | $3.6M | 37.9% | 0.00% | vs |
| Lefors Federal Credit UnionCredit union Lefors, TX | 75 out of 100, Strong | $3.0M | 23.2% | 1.12% | vs |
| Longview Federal Credit UnionCredit union White Oak, TX | 58 out of 100, Moderate | $3.0M | 26.7% | 2.41% | vs |
| B. P. S. Federal Credit UnionCredit union Beeville, TX | 79 out of 100, Strong | $2.9M | 61.7% | 0.72% | vs |
| Federal Employees Credit UnionCredit union Texarkana, TX | 83 out of 100, Strong | $2.9M | 22.9% | 0.00% | vs |
Deposit insurance
Is my money safe at Vidor Teachers Federal Credit Union?
Yes. Vidor Teachers Federal Credit Union is a federally insured credit union (NCUA charter #21368). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 15.81%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Vidor Teachers Federal Credit Union lists 1 office in 1 city. Most locations:
- Vidor, TX (1)
Identity & history
Profile
- Legal name
- Vidor Teachers Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 21368
- RSSD ID
- 418584
- Primary regulator
- NCUA
- Established
- 1973
- Headquarters
- 1255 N Main St, Vidor, TX 77662
- Employees
- 1
Quick answers
Vidor Teachers Federal Credit Union: common questions
Is Vidor Teachers Federal Credit Union NCUA insured?
Yes. Vidor Teachers Federal Credit Union is a federally insured credit union (NCUA charter #21368). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Vidor Teachers Federal Credit Union's TellerScore?
83 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Vidor Teachers Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Vidor
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Port Arthur Teachers Federal Credit UnionCredit union Port Arthur, TX | 94 out of 100, Very strong | $38.0M | 14.9% | 0.35% | vs |
| Neches Federal Credit UnionCredit union Port Neches, TX | 93 out of 100, Very strong | $1.2B | 14.7% | 0.20% | vs |
| Dugood Federal Credit UnionCredit union Beaumont, TX | 87 out of 100, Very strong | $609.4M | 13.4% | 0.09% | vs |
| Common Cents Federal Credit UnionCredit union Beaumont, TX | 87 out of 100, Very strong | $34.2M | 12.1% | 0.30% | vs |
| Synergy Federal Credit UnionCredit union San Antonio, TX | 86 out of 100, Very strong | $334.2M | 15.8% | 0.29% | vs |
| Beaumont Community Credit UnionCredit union Beaumont, TX | 82 out of 100, Strong | $35.8M | 13.7% | 0.00% | vs |