Side-by-side · Q2 2026 data
Legacy Bank vs Garden Plain State Bank
Metric by metric
| Measure | Legacy Bank | Garden Plain State Bank |
|---|---|---|
| TellerScore | 74 | 88 (stronger) |
| Capital cushion | 56 | 100 (stronger) |
| Loan quality | 98 (stronger) | 69 |
| Earnings | 69 | 98 (stronger) |
| Funding & liquidity | 57 | 78 (stronger) |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 57th | 92nd |
| Total assets | $865.0M | $191.5M |
| Deposits / shares | $721.8M | $162.0M |
| Capital ratio | 10.55% | 15.24% (stronger) |
| Problem loans | 0.06% (stronger) | 0.94% |
| Net charge-offs | 0.01% | -0.05% (stronger) |
| Return on assets | 1.22% | 1.95% (stronger) |
| Loans ÷ deposits | 93.2% | 35.0% (stronger) |
| Uninsured deposits | 24.2% (stronger) | 35.2% |
| Offices | 10 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.8% | 2.4% |
Garden Plain State Bank has the higher TellerScore (88 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Legacy Bank leads on 2 and Garden Plain State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.