Side-by-side · Q2 2026 data
Legacy Community Federal Credit Union vs TVA Community Credit Union
Credit union
Legacy Community Federal Credit Union
Birmingham, Alabama · $100 million – $1 billion
Metric by metric
| Measure | Legacy Community Federal Credit Union | TVA Community Credit Union |
|---|---|---|
| TellerScore | 69 | 90 (stronger) |
| Capital cushion | 83 | 100 (stronger) |
| Loan quality | 45 | 89 (stronger) |
| Earnings | 54 | 63 (stronger) |
| Funding & liquidity | 93 | 100 (stronger) |
| Problem-loan coverage | 84 | 98 (stronger) |
| Peer percentile | 48th | 95th |
| Total assets | $727.2M | $429.0M |
| Deposits / shares | $631.6M | $373.4M |
| Capital ratio | 13.28% | 18.38% (stronger) |
| Problem loans | 1.64% | 0.32% (stronger) |
| Net charge-offs | 0.31% (stronger) | 0.33% |
| Return on assets | 0.84% | 1.08% (stronger) |
| Loans ÷ deposits | 67.6% | 46.3% (stronger) |
| Uninsured deposits | 6.1% | 5.1% (stronger) |
| Offices | 7 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.8% | 7.7% |
TVA Community Credit Union has the higher TellerScore (90 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Legacy Community Federal Credit Union leads on 1 and TVA Community Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.