Side-by-side · Q2 2026 data
Legends Bank vs Paragon Bank
Metric by metric
| Measure | Legends Bank | Paragon Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 62 |
| Capital cushion | 50 (stronger) | 37 |
| Loan quality | 100 (stronger) | 94 |
| Earnings | 62 (stronger) | 56 |
| Funding & liquidity | 56 (stronger) | 46 |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 47th | 22nd |
| Total assets | $927.7M | $908.1M |
| Deposits / shares | $824.1M | $765.3M |
| Capital ratio | 9.98% (stronger) | 8.67% |
| Problem loans | 0.00% (stronger) | 0.18% |
| Net charge-offs | -0.00% (stronger) | 0.18% |
| Return on assets | 1.04% (stronger) | 0.90% |
| Loans ÷ deposits | 80.4% (stronger) | 106.1% |
| Uninsured deposits | 36.2% | 22.7% (stronger) |
| Offices | 9 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.4% | 4.0% |
Legends Bank has the higher TellerScore (71 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Legends Bank leads on 6 and Paragon Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.