Side-by-side · Q2 2026 data
Legends West Bank vs Cedar Rapids State Bank
Metric by metric
| Measure | Legends West Bank | Cedar Rapids State Bank |
|---|---|---|
| TellerScore | 69 (stronger) | 55 |
| Capital cushion | 65 (stronger) | 46 |
| Loan quality | 88 (stronger) | 42 |
| Earnings | 44 | 64 (stronger) |
| Funding & liquidity | 67 | 68 (stronger) |
| Problem-loan coverage | 85 (stronger) | 72 |
| Peer percentile | 40th | 11th |
| Total assets | $157.8M | $174.9M |
| Deposits / shares | $136.7M | $157.4M |
| Capital ratio | 11.47% (stronger) | 9.56% |
| Problem loans | 0.35% (stronger) | 1.73% |
| Net charge-offs | 1.49% | 0.00% (stronger) |
| Return on assets | 0.60% | 1.10% (stronger) |
| Loans ÷ deposits | 93.5% | 92.2% (stronger) |
| Uninsured deposits | 7.9% (stronger) | 15.2% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Legends West Bank has the higher TellerScore (69 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Legends West Bank leads on 4 and Cedar Rapids State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.