Legends West Bank is a state-chartered bank headquartered in Lewellen, Nebraska, in business for about 121 years. At the end of Q2 2026 it reported $157.8M in total assets and $136.7M in deposits, with 2 offices across 2 states.
Based on its Q2 2026 filing, Legends West Bank scores 69/100, which we describe as moderate. That is higher than only 40% of 2,650 banks with $100 million – $1 billion. Among 139 banks headquartered in Nebraska, it ranks 99th. Its strongest component is loan quality (88/100; 0.35%), and its lowest is earnings (44/100; 0.60%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 26 points (43 → 69), mostly because the loan quality component improved by 88 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 56 |
| Q3 2024 | 83 |
| Q4 2024 | 50 |
| Q1 2025 | 44 |
| Q2 2025 | 43 |
| Q3 2025 | 42 |
| Q4 2025 | 47 |
| Q1 2026 | 53 |
| Q2 2026 | 69 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 26.52% |
| Q3 2024 | 21.47% |
| Q4 2024 | 17.43% |
| Q1 2025 | 15.87% |
| Q2 2025 | 13.92% |
| Q3 2025 | 11.96% |
| Q4 2025 | 12.04% |
| Q1 2026 | 11.42% |
| Q2 2026 | 11.47% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 2.76% |
| Q3 2024 | 0.00% |
| Q4 2024 | 2.95% |
| Q1 2025 | 5.47% |
| Q2 2025 | 4.31% |
| Q3 2025 | 3.21% |
| Q4 2025 | 2.80% |
| Q1 2026 | 2.10% |
| Q2 2026 | 0.35% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.58% |
| Q3 2024 | 0.59% |
| Q4 2024 | -0.15% |
| Q1 2025 | -0.41% |
| Q2 2025 | -0.16% |
| Q3 2025 | 0.14% |
| Q4 2025 | 0.40% |
| Q1 2026 | 0.57% |
| Q2 2026 | 0.60% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 69 | $157.8M | 11.47% | 0.35% | 0.60% | 93.5% |
| Q1 2026 | 53 | $154.0M | 11.42% | 2.10% | 0.57% | 92.7% |
| Q4 2025 | 47 | $148.7M | 12.04% | 2.80% | 0.40% | 89.4% |
| Q3 2025 | 42 | $125.0M | 11.96% | 3.21% | 0.14% | 96.5% |
| Q2 2025 | 43 | $105.6M | 13.92% | 4.31% | -0.16% | 100.1% |
| Q1 2025 | 44 | $88.4M | 15.87% | 5.47% | -0.41% | 101.0% |
| Q4 2024 | 50 | $79.5M | 17.43% | 2.95% | -0.15% | 98.5% |
| Q3 2024 | 83 | $74.2M | 21.47% | 0.00% | 0.59% | 101.9% |
| Q2 2024 | 56 | $58.3M | 26.52% | 2.76% | 0.58% | 112.8% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Nebraska
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Farmers and Merchants Bank of AshlandBank Ashland, NE | 71 out of 100, Strong | $152.2M | 10.0% | 0.42% | vs |
| Bank of HartingtonBank Hartington, NE | 72 out of 100, Strong | $151.0M | 9.0% | 0.00% | vs |
| State Bank of Table RockBank Table Rock, NE | 64 out of 100, Moderate | $150.4M | 9.7% | 0.79% | vs |
| First National Bank in OrdBank Ord, NE | 88 out of 100, Very strong | $165.6M | 11.4% | 0.00% | vs |
| Bank of Dixon CountyBank Ponca, NE | 70 out of 100, Strong | $141.7M | 13.3% | 2.04% | vs |
| Hershey BankBank Hershey, NE | 67 out of 100, Moderate | $141.1M | 13.2% | 1.22% | vs |
Deposit insurance
Is my money safe at Legends West Bank?
Yes. Legends West Bank is an FDIC-insured institution (FDIC certificate #5425). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 7.9% of deposits ($10.8M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.47%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
2 locations
Branches
Legends West Bank lists 2 offices in 2 cities across 2 states. Most locations:
- Lewellen, NE (1)
- Spearfish, SD (1)
Identity & history
Profile
- Legal name
- Legends West Bank
- Former names
- First National Bank of Lewellen; Bank of Lewellen
- Type
- State-chartered bank
- FDIC certificate #
- 5425
- RSSD ID
- 13457
- Primary regulator
- FDIC
- Holding company
- 1905 Nekota Bankcorp Inc
- Established
- October 5, 1905
- Headquarters
- 302 Main St, Lewellen, NE 69147
- Website
- www.legendswest.bank
- Employees
- 16
Quick answers
Legends West Bank: common questions
Is Legends West Bank FDIC insured?
Yes. Legends West Bank is an FDIC-insured institution (FDIC certificate #5425). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Legends West Bank's TellerScore?
69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Legends West Bank ever failed?
There is no failure record for FDIC certificate #5425 in the FDIC failed bank list.
How many branches does Legends West Bank have?
2 offices as of the latest FDIC data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Lewellen
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Adams Bank & TrustBank Ogallala, NE | 82 out of 100, Strong | $1.3B | 14.1% | 0.55% | vs |
| Nebraska State BankBank Oshkosh, NE | 79 out of 100, Strong | $74.1M | 18.1% | 1.40% | vs |
| Points West Community BankBank Windsor, CO | 75 out of 100, Strong | $877.6M | 9.2% | 0.06% | vs |
| Henderson State BankBank Henderson, NE | 72 out of 100, Strong | $678.5M | 10.4% | 0.27% | vs |