TellerScore

Side-by-side · Q2 2026 data

Lenco Credit Union vs Financialedge Credit Union

Credit union

Lenco Credit Union

Adrian, Michigan · $100 million – $1 billion

82of 100
Strong

Credit union

Financialedge Credit Union

Bay City, Michigan · $100 million – $1 billion

74of 100
Strong

Metric by metric

MeasureLenco Credit UnionFinancialedge Credit Union
TellerScore82 (stronger)74
Capital cushion7173 (stronger)
Loan quality93 (stronger)78
Earnings64 (stronger)48
Funding & liquidity98 (stronger)94
Problem-loan coverage98 (stronger)92
Peer percentile82nd63rd
Total assets$145.0M$147.2M
Deposits / shares$126.1M$127.4M
Capital ratio12.14%12.29% (stronger)
Problem loans0.21% (stronger)0.66%
Net charge-offs0.06% (stronger)0.35%
Return on assets1.09% (stronger)0.70%
Loans ÷ deposits62.3% (stronger)66.1%
Uninsured deposits5.0% (stronger)5.2%
Offices11
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Lenco Credit Union has the higher TellerScore (82 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Lenco Credit Union leads on 6 and Financialedge Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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