Side-by-side · Q2 2026 data
Les Federal Credit Union vs Access of Louisiana Federal Credit Union
Credit union
Access of Louisiana Federal Credit Union
Lake Charles, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Les Federal Credit Union | Access of Louisiana Federal Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 51 |
| Capital cushion | 67 (stronger) | 48 |
| Loan quality | 95 (stronger) | 37 |
| Earnings | 28 (stronger) | 26 |
| Funding & liquidity | 100 (stronger) | 96 |
| Problem-loan coverage | 99 (stronger) | 78 |
| Peer percentile | 49th | 10th |
| Total assets | $45.1M | $44.5M |
| Deposits / shares | $39.3M | $39.9M |
| Capital ratio | 11.70% (stronger) | 9.79% |
| Problem loans | 0.15% (stronger) | 1.88% |
| Net charge-offs | 0.68% | 0.20% (stronger) |
| Return on assets | 0.20% (stronger) | 0.15% |
| Loans ÷ deposits | 54.9% (stronger) | 64.2% |
| Uninsured deposits | 5.0% | 3.4% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Les Federal Credit Union has the higher TellerScore (74 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Les Federal Credit Union leads on 5 and Access of Louisiana Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.