Side-by-side · Q2 2026 data
Les Federal Credit Union vs Geismar Complex Federal Credit Union
Credit union
Geismar Complex Federal Credit Union
Geismar, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Les Federal Credit Union | Geismar Complex Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 80 (stronger) |
| Capital cushion | 67 | 81 (stronger) |
| Loan quality | 95 (stronger) | 83 |
| Earnings | 28 | 60 (stronger) |
| Funding & liquidity | 100 (stronger) | 91 |
| Problem-loan coverage | 99 (stronger) | 95 |
| Peer percentile | 49th | 65th |
| Total assets | $45.1M | $44.6M |
| Deposits / shares | $39.3M | $38.6M |
| Capital ratio | 11.70% | 13.11% (stronger) |
| Problem loans | 0.15% (stronger) | 0.51% |
| Net charge-offs | 0.68% | -0.15% (stronger) |
| Return on assets | 0.20% | 1.01% (stronger) |
| Loans ÷ deposits | 54.9% (stronger) | 69.0% |
| Uninsured deposits | 5.0% (stronger) | 10.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Geismar Complex Federal Credit Union has the higher TellerScore (80 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Les Federal Credit Union leads on 3 and Geismar Complex Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.