Side-by-side · Q2 2026 data
Liberty Federal Credit Union vs Forum Credit Union
Metric by metric
| Measure | Liberty Federal Credit Union | Forum Credit Union |
|---|---|---|
| TellerScore | 73 | 80 (stronger) |
| Capital cushion | 59 | 83 (stronger) |
| Loan quality | 85 | 90 (stronger) |
| Earnings | 78 (stronger) | 69 |
| Funding & liquidity | 60 | 60 |
| Problem-loan coverage | 92 | 95 (stronger) |
| Peer percentile | 70th | 88th |
| Total assets | $4.8B | $2.3B |
| Deposits / shares | $3.6B | $1.9B |
| Capital ratio | 10.92% | 13.27% (stronger) |
| Problem loans | 0.45% | 0.31% (stronger) |
| Net charge-offs | 0.08% (stronger) | 0.46% |
| Return on assets | 1.45% (stronger) | 1.21% |
| Loans ÷ deposits | 100.3% | 100.2% (stronger) |
| Uninsured deposits | 13.2% | 12.4% (stronger) |
| Offices | 6 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Forum Credit Union has the higher TellerScore (80 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Liberty Federal Credit Union leads on 2 and Forum Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.