Side-by-side · Q2 2026 data
Liberty Federal Credit Union vs Green River Area Federal Credit Union
Credit union
Green River Area Federal Credit Union
Owensboro, Kentucky · Under $100 million in assets
Metric by metric
| Measure | Liberty Federal Credit Union | Green River Area Federal Credit Union |
|---|---|---|
| TellerScore | 73 | 89 (stronger) |
| Capital cushion | 59 | 100 (stronger) |
| Loan quality | 85 (stronger) | 82 |
| Earnings | 78 (stronger) | 77 |
| Funding & liquidity | 60 | 88 (stronger) |
| Problem-loan coverage | 92 | 97 (stronger) |
| Peer percentile | 70th | 87th |
| Total assets | $4.8B | $60.3M |
| Deposits / shares | $3.6B | $47.7M |
| Capital ratio | 10.92% | 20.74% (stronger) |
| Problem loans | 0.45% (stronger) | 0.53% |
| Net charge-offs | 0.08% (stronger) | 0.25% |
| Return on assets | 1.45% (stronger) | 1.43% |
| Loans ÷ deposits | 100.3% | 72.2% (stronger) |
| Uninsured deposits | 13.2% | 7.8% (stronger) |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Green River Area Federal Credit Union has the higher TellerScore (89 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Liberty Federal Credit Union leads on 3 and Green River Area Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.