Side-by-side · Q2 2026 data
Liberty Federal Credit Union vs Indiana Members Credit Union
Metric by metric
| Measure | Liberty Federal Credit Union | Indiana Members Credit Union |
|---|---|---|
| TellerScore | 73 | 74 (stronger) |
| Capital cushion | 59 (stronger) | 56 |
| Loan quality | 85 (stronger) | 84 |
| Earnings | 78 (stronger) | 64 |
| Funding & liquidity | 60 | 90 (stronger) |
| Problem-loan coverage | 92 | 94 (stronger) |
| Peer percentile | 70th | 72nd |
| Total assets | $4.8B | $3.6B |
| Deposits / shares | $3.6B | $3.1B |
| Capital ratio | 10.92% (stronger) | 10.56% |
| Problem loans | 0.45% (stronger) | 0.49% |
| Net charge-offs | 0.08% (stronger) | 0.40% |
| Return on assets | 1.45% (stronger) | 1.11% |
| Loans ÷ deposits | 100.3% | 70.6% (stronger) |
| Uninsured deposits | 13.2% | 11.5% (stronger) |
| Offices | 6 | 33 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.1% |
Indiana Members Credit Union has the higher TellerScore (74 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Liberty Federal Credit Union leads on 4 and Indiana Members Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.