Side-by-side · Q2 2026 data
Libertyville Bank & Trust Company, National Association vs A.A.E.C. Credit Union
Bank
Libertyville Bank & Trust Company, National Association
Libertyville, Illinois · $1 billion – $10 billion
Metric by metric
| Measure | Libertyville Bank & Trust Company, National Association | A.A.E.C. Credit Union |
|---|---|---|
| TellerScore | 69 | 84 (stronger) |
| Capital cushion | 42 | 80 (stronger) |
| Loan quality | 87 | 99 (stronger) |
| Earnings | 80 (stronger) | 49 |
| Funding & liquidity | 59 | 100 (stronger) |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 53rd | 86th |
| Total assets | $3.3B | $118.9M |
| Deposits / shares | $2.9B | $102.3M |
| Capital ratio | 9.19% | 13.03% (stronger) |
| Problem loans | 0.39% | 0.02% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.20% |
| Return on assets | 1.50% (stronger) | 0.72% |
| Loans ÷ deposits | 85.8% | 50.0% (stronger) |
| Uninsured deposits | 28.7% | 4.8% (stronger) |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.9% | — |
A.A.E.C. Credit Union has the higher TellerScore (84 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Libertyville Bank & Trust Company, National Association leads on 2 and A.A.E.C. Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.