Headquartered in Libertyville, Illinois, Libertyville Bank & Trust Company, National Association is a national bank with $3.3B in total assets and $2.9B in deposits as of Q2 2026. It operates 8 offices. Its charter dates back to 1995.
Libertyville Bank & Trust Company, National Association has a TellerScore of 69 out of 100 (moderate) based on Q2 2026 data — higher than 53% of its 897 banks with $1 billion – $10 billion. Among 326 banks headquartered in Illinois, it ranks 176th. Problem-loan coverage contributes the most (93/100, 3.3%); capital cushion contributes the least (42/100, 9.19%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (69 → 69).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 72 |
| Q3 2024 | 70 |
| Q4 2024 | 69 |
| Q1 2025 | 69 |
| Q2 2025 | 69 |
| Q3 2025 | 71 |
| Q4 2025 | 69 |
| Q1 2026 | 69 |
| Q2 2026 | 69 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.58% |
| Q3 2024 | 9.83% |
| Q4 2024 | 9.48% |
| Q1 2025 | 9.46% |
| Q2 2025 | 9.52% |
| Q3 2025 | 9.20% |
| Q4 2025 | 9.38% |
| Q1 2026 | 9.69% |
| Q2 2026 | 9.19% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.15% |
| Q3 2024 | 0.47% |
| Q4 2024 | 0.48% |
| Q1 2025 | 0.57% |
| Q2 2025 | 0.51% |
| Q3 2025 | 0.28% |
| Q4 2025 | 0.50% |
| Q1 2026 | 0.43% |
| Q2 2026 | 0.39% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.62% |
| Q3 2024 | 1.71% |
| Q4 2024 | 1.68% |
| Q1 2025 | 1.65% |
| Q2 2025 | 1.70% |
| Q3 2025 | 1.68% |
| Q4 2025 | 1.65% |
| Q1 2026 | 1.47% |
| Q2 2026 | 1.50% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 69 | $3.3B | 9.19% | 0.39% | 1.50% | 85.8% |
| Q1 2026 | 69 | $3.2B | 9.69% | 0.43% | 1.47% | 89.9% |
| Q4 2025 | 69 | $3.1B | 9.38% | 0.50% | 1.65% | 89.7% |
| Q3 2025 | 71 | $3.1B | 9.20% | 0.28% | 1.68% | 88.7% |
| Q2 2025 | 69 | $3.0B | 9.52% | 0.51% | 1.70% | 89.6% |
| Q1 2025 | 69 | $2.8B | 9.46% | 0.57% | 1.65% | 92.2% |
| Q4 2024 | 69 | $2.7B | 9.48% | 0.48% | 1.68% | 93.5% |
| Q3 2024 | 70 | $2.7B | 9.83% | 0.47% | 1.71% | 92.5% |
| Q2 2024 | 72 | $2.7B | 9.58% | 0.15% | 1.62% | 93.3% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Banterra BankBank Marion, IL | 66 out of 100, Moderate | $3.4B | 9.4% | 0.37% | vs |
| Old Plank Trail Community Bank, National AssociationBank New Lenox, IL | 67 out of 100, Moderate | $3.5B | 8.8% | 0.28% | vs |
| Village Bank and Trust, National AssociationBank Arlington Heights, IL | 70 out of 100, Strong | $3.6B | 9.5% | 0.46% | vs |
| Parkway Bank and Trust CompanyBank Harwood Heights, IL | 66 out of 100, Moderate | $3.7B | 11.5% | 1.05% | vs |
| St. Charles Bank & Trust Company, National AssociationBank Saint Charles, IL | 66 out of 100, Moderate | $3.7B | 9.6% | 0.70% | vs |
| Lakeside BankBank Chicago, IL | 75 out of 100, Strong | $2.9B | 11.0% | 0.03% | vs |
Deposit insurance
Is my money safe at Libertyville Bank & Trust Company, National Association?
Yes. Libertyville Bank & Trust Company, National Association is an FDIC-insured institution (FDIC certificate #34073). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 28.7% of deposits ($818.6M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.19%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 11.81% (benchmark: 10%).
8 locations
Branches
Libertyville Bank & Trust Company, National Association lists 7 offices in 5 cities. Most locations:
- Libertyville, IL (2)
- Mundelein, IL (2)
- Gurnee, IL (1)
- Vernon Hills, IL (1)
- Wauconda, IL (1)
HMDA 2025
Mortgage lending
In 2025, Libertyville Bank & Trust Company, National Association reported 148 home-loan applications under HMDA (LEI 01ERPZV3DOLNXY2MLB90): 121 originated ($121,985,000 total), 5 denied, and 21 withdrawn or closed by the applicant. Its denial rate on decided applications was 3.9%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Libertyville Bank & Trust Company, National Association
- Former names
- Libertyville Bank & Trust Company
- Type
- National bank
- FDIC certificate #
- 34073
- RSSD ID
- 2339795
- Primary regulator
- OCC
- Holding company
- Wintrust Financial Corp
- Established
- October 10, 1995
- Headquarters
- 507 N Milwaukee Ave, Libertyville, IL 60048
- Website
- www.libertyvillebank.com
- Employees
- 86
Quick answers
Libertyville Bank & Trust Company, National Association: common questions
Is Libertyville Bank & Trust Company, National Association FDIC insured?
Yes. Libertyville Bank & Trust Company, National Association is an FDIC-insured institution (FDIC certificate #34073). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Libertyville Bank & Trust Company, National Association's TellerScore?
69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Libertyville Bank & Trust Company, National Association ever failed?
There is no failure record for FDIC certificate #34073 in the FDIC failed bank list.
How many branches does Libertyville Bank & Trust Company, National Association have?
8 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Libertyville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Abbott Laboratories Credit UnionCredit union Gurnee, IL | 89 out of 100, Very strong | $1.1B | 14.5% | 0.11% | vs |
| Northwest Municipal Federal Credit UnionCredit union Des Plaines, IL | 86 out of 100, Very strong | $41.4M | 13.7% | 0.09% | vs |
| 1st Equity BankBank Skokie, IL | 85 out of 100, Very strong | $130.0M | 16.5% | 0.00% | vs |
| A.A.E.C. Credit UnionCredit union Arlington Heigh, IL | 84 out of 100, Strong | $118.9M | 13.0% | 0.02% | vs |
| North Shore BankBank Brookfield, WI | 84 out of 100, Strong | $2.6B | 14.4% | 0.10% | vs |
| Liberty Bank for SavingsBank Chicago, IL | 84 out of 100, Strong | $868.6M | 24.0% | 0.04% | vs |