Side-by-side · Q2 2026 data
Lincoln Maine Federal Credit Union vs Saco Valley Credit Union
Metric by metric
| Measure | Lincoln Maine Federal Credit Union | Saco Valley Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 71 |
| Capital cushion | 71 (stronger) | 59 |
| Loan quality | 64 | 88 (stronger) |
| Earnings | 99 (stronger) | 55 |
| Funding & liquidity | 79 (stronger) | 69 |
| Problem-loan coverage | 87 | 95 (stronger) |
| Peer percentile | 74th | 54th |
| Total assets | $162.8M | $195.5M |
| Deposits / shares | $142.6M | $173.8M |
| Capital ratio | 12.11% (stronger) | 10.90% |
| Problem loans | 1.07% | 0.36% (stronger) |
| Net charge-offs | 0.08% | 0.00% (stronger) |
| Return on assets | 1.97% (stronger) | 0.88% |
| Loans ÷ deposits | 81.7% (stronger) | 91.6% |
| Uninsured deposits | 7.9% (stronger) | 8.9% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.9% | 7.9% |
Lincoln Maine Federal Credit Union has the higher TellerScore (78 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Lincoln Maine Federal Credit Union leads on 5 and Saco Valley Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.