Side-by-side · Q2 2026 data
Lincoln Savings Bank vs Waterloo Firemen'S Credit Union
Metric by metric
| Measure | Lincoln Savings Bank | Waterloo Firemen'S Credit Union |
|---|---|---|
| TellerScore | 27 | 90 (stronger) |
| Capital cushion | 41 | 83 (stronger) |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 0 | 100 (stronger) |
| Funding & liquidity | 72 (stronger) | 69 |
| Problem-loan coverage | 36 | 100 (stronger) |
| Peer percentile | 0th | 89th |
| Total assets | $1.7B | $2.9M |
| Deposits / shares | $1.5B | $2.5M |
| Capital ratio | 9.12% | 13.29% (stronger) |
| Problem loans | 4.32% | 0.00% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | -1.02% | 2.17% (stronger) |
| Loans ÷ deposits | 79.0% (stronger) | 91.0% |
| Uninsured deposits | 23.5% | 0.0% (stronger) |
| Offices | 16 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.5% | — |
Waterloo Firemen'S Credit Union has the higher TellerScore (90 vs 27). On the 7 directional measures above (where higher or lower is clearly better), Lincoln Savings Bank leads on 2 and Waterloo Firemen'S Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.