Side-by-side · Q2 2026 data
Linton Federal Credit Union vs Division 726 Federal Credit Union
Credit union
Linton Federal Credit Union
Tonawanda, New York · Under $100 million in assets
Credit union
Division 726 Federal Credit Union
Staten Island, New York · Under $100 million in assets
Metric by metric
| Measure | Linton Federal Credit Union | Division 726 Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 50 |
| Capital cushion | 100 (stronger) | 98 |
| Loan quality | 85 (stronger) | 0 |
| Earnings | 51 (stronger) | 0 |
| Funding & liquidity | 98 | 100 (stronger) |
| Problem-loan coverage | 98 (stronger) | 55 |
| Peer percentile | 80th | 9th |
| Total assets | $8.2M | $8.7M |
| Deposits / shares | $6.4M | $7.2M |
| Capital ratio | 20.85% (stronger) | 14.83% |
| Problem loans | 0.44% (stronger) | 7.22% |
| Net charge-offs | -0.01% (stronger) | 10.75% |
| Return on assets | 0.76% (stronger) | -2.36% |
| Loans ÷ deposits | 62.4% | 56.6% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Linton Federal Credit Union has the higher TellerScore (86 vs 50). On the 6 directional measures above (where higher or lower is clearly better), Linton Federal Credit Union leads on 5 and Division 726 Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.