Side-by-side · Q2 2026 data
Local 265 Ibew Federal Credit Union vs Our Family Social Credit Union
Credit union
Local 265 Ibew Federal Credit Union
Lincoln, Nebraska · Under $100 million in assets
Credit union
Our Family Social Credit Union
Omaha, Nebraska · Under $100 million in assets
Metric by metric
| Measure | Local 265 Ibew Federal Credit Union | Our Family Social Credit Union |
|---|---|---|
| TellerScore | 54 (stronger) | 47 |
| Capital cushion | 41 | 45 (stronger) |
| Loan quality | 41 (stronger) | 0 |
| Earnings | 68 | 95 (stronger) |
| Funding & liquidity | 69 (stronger) | 64 |
| Problem-loan coverage | 70 (stronger) | 49 |
| Peer percentile | 13th | 7th |
| Total assets | $4.9M | $629K |
| Deposits / shares | $4.3M | $565K |
| Capital ratio | 9.07% | 9.49% (stronger) |
| Problem loans | 1.76% (stronger) | 3.47% |
| Net charge-offs | 0.14% | 0.00% (stronger) |
| Return on assets | 1.20% | 1.87% (stronger) |
| Loans ÷ deposits | 90.8% (stronger) | 95.8% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Local 265 Ibew Federal Credit Union has the higher TellerScore (54 vs 47). On the 6 directional measures above (where higher or lower is clearly better), Local 265 Ibew Federal Credit Union leads on 3 and Our Family Social Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.