TellerScore

Headquartered in Omaha, Nebraska, Our Family Social Credit Union is a federally insured state-chartered credit union with $629K in total assets and $565K in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1950.

Based on its Q2 2026 filing, Our Family Social Credit Union scores 47/100, which we describe as below average. That is higher than only 7% of 2,479 credit unions with under $100 million in assets. Among 50 credit unions headquartered in Nebraska, it ranks 44th. Its strongest component is earnings (95/100; 1.87%), and its lowest is loan quality (0/100; 3.47%).

TellerScore · Q2 2026

Scorecard

Capital cushion45/100
Net worth ratio: 9.49%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 3.47%
Earnings95/100
Return on assets (annualized): 1.87%
Funding & liquidity64/100
Loans ÷ shares: 95.8% · 0.0% uninsured
Problem-loan coverage49/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 25.36%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 15 points (62 → 47), mostly because the loan quality component weakened by 48 points.

TellerScore
234362Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202443
Q3 202442
Q4 202423
Q1 202546
Q2 202562
Q3 202552
Q4 202533
Q1 202642
Q2 202647
Net worth ratio
7.00%8.52%10.03%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.53%
Q3 20249.95%
Q4 20248.46%
Q1 20258.90%
Q2 20259.30%
Q3 202510.03%
Q4 20258.38%
Q1 20268.88%
Q2 20269.49%
Delinquent loans (60+ days)
1.55%4.20%6.85%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20244.36%
Q3 20246.85%
Q4 20246.36%
Q1 20252.91%
Q2 20251.55%
Q3 20252.57%
Q4 20252.49%
Q1 20262.75%
Q2 20263.47%
Return on assets
0.00%1.33%2.66%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.26%
Q3 20242.19%
Q4 20240.18%
Q1 20251.98%
Q2 20252.66%
Q3 20252.17%
Q4 20250.00%
Q1 20261.16%
Q2 20261.87%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202647$629K9.49%3.47%1.87%95.8%
Q1 202642$626K8.88%2.75%1.16%96.2%
Q4 202533$618K8.38%2.49%0.00%101.3%
Q3 202552$617K10.03%2.57%2.17%110.2%
Q2 202562$625K9.30%1.55%2.66%100.0%
Q1 202546$616K8.90%2.91%1.98%102.6%
Q4 202423$612K8.46%6.36%0.18%112.2%
Q3 202442$610K9.95%6.85%2.19%109.3%
Q2 202443$604K9.53%4.36%2.26%111.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.49%
12th
Problem loans3.47%
11th
Net charge-offs0.00%
77th
Return on assets1.87%
92nd
Loans to deposits95.8%
5th
Uninsured deposits0.0%
81st
Loan-loss reserves2.68%
92nd
Texas ratio25.4%
3rd

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Deposit insurance

Is my money safe at Our Family Social Credit Union?

Yes. Our Family Social Credit Union is a federally insured credit union (NCUA charter #64938). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 9.49%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Our Family Social Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Our Family Social Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
64938
RSSD ID
113795
Primary regulator
State + NCUA
Established
1950
Headquarters
4833 S 92nd Ave, Omaha, NE 68127
Employees
1

Quick answers

Our Family Social Credit Union: common questions

Is Our Family Social Credit Union NCUA insured?

Yes. Our Family Social Credit Union is a federally insured credit union (NCUA charter #64938). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Our Family Social Credit Union's TellerScore?

47 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Our Family Social Credit Union have?

1 office as of the latest NCUA data.

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