TellerScore

Local 265 Ibew Federal Credit Union (NCUA charter #15522) is based in Lincoln, Nebraska. Its Q2 2026 call report shows $4.9M in total assets and $4.3M in member shares and deposits and 1 office.

Local 265 Ibew Federal Credit Union has a TellerScore of 54 out of 100 (below average) based on Q2 2026 data — higher than only 13% of its 2,479 credit unions with under $100 million in assets. Among 50 credit unions headquartered in Nebraska, it ranks 40th. Problem-loan coverage contributes the most (70/100, 14.8%); loan quality contributes the least (41/100, 1.76%).

TellerScore · Q2 2026

Scorecard

Capital cushion41/100
Net worth ratio: 9.07%
Loan quality41/100
Loans 60+ days delinquent ÷ total loans: 1.76%
Earnings68/100
Return on assets (annualized): 1.20%
Funding & liquidity69/100
Loans ÷ shares: 90.8% · 0.0% uninsured
Problem-loan coverage70/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 14.78%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 19 points (35 → 54), mostly because the earnings component improved by 68 points.

TellerScore
355268Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202455
Q3 202451
Q4 202452
Q1 202549
Q2 202535
Q3 202568
Q4 202555
Q1 202648
Q2 202654
Net worth ratio
6.91%8.24%9.56%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.56%
Q3 20249.24%
Q4 20247.85%
Q1 20257.30%
Q2 20256.91%
Q3 20258.07%
Q4 20258.25%
Q1 20268.76%
Q2 20269.07%
Delinquent loans (60+ days)
0.09%1.15%2.21%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.76%
Q3 20240.91%
Q4 20240.96%
Q1 20250.98%
Q2 20251.74%
Q3 20250.09%
Q4 20251.46%
Q1 20262.21%
Q2 20261.76%
Return on assets
-0.84%0.18%1.20%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.26%
Q3 20240.17%
Q4 20240.24%
Q1 20250.01%
Q2 2025-0.84%
Q3 20251.12%
Q4 20251.12%
Q1 20261.10%
Q2 20261.20%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202654$4.9M9.07%1.76%1.20%90.8%
Q1 202648$4.9M8.76%2.21%1.10%86.6%
Q4 202555$5.1M8.25%1.46%1.12%80.6%
Q3 202568$5.0M8.07%0.09%1.12%83.1%
Q2 202535$5.5M6.91%1.74%-0.84%78.6%
Q1 202549$4.9M7.30%0.98%0.01%75.6%
Q4 202452$4.6M7.85%0.96%0.24%81.3%
Q3 202451$3.8M9.24%0.91%0.17%112.5%
Q2 202455$3.7M9.56%0.76%0.26%110.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.07%
9th
Problem loans1.76%
24th
Net charge-offs0.14%
53rd
Return on assets1.20%
76th
Loans to deposits90.8%
8th
Uninsured deposits0.0%
81st
Loan-loss reserves0.49%
78th
Texas ratio14.8%
7th

Similar-size credit unions in Nebraska

InstitutionScoreAssetsCapitalProblem loansCompare
Pioneer Community Federal Credit UnionCredit union Palisade, NE77 out of 100, Strong$5.1M16.0%1.25%vs
Roberts Dairy Employees Federal Credit UnionCredit union Omaha, NE71 out of 100, Strong$3.7M43.7%0.17%vs
Nebraska Rural Community Federal Credit UnionCredit union Morrill, NE34 out of 100, Low$3.7M10.0%4.28%vs
Sugar Valley Federal Credit UnionCredit union Scottsbluff, NE50 out of 100, Below average$6.2M23.4%5.67%vs
Meadow Grove Federal Credit UnionCredit union Meadow Grove, NE76 out of 100, Strong$6.3M15.4%2.10%vs
Box Butte Public Employees Federal Credit UnionCredit union Alliance, NE56 out of 100, Moderate$6.9M8.3%1.31%vs

Deposit insurance

Is my money safe at Local 265 Ibew Federal Credit Union?

Yes. Local 265 Ibew Federal Credit Union is a federally insured credit union (NCUA charter #15522). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 9.07%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Local 265 Ibew Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Local 265 Ibew Federal Credit Union
Type
Federal credit union
NCUA charter #
15522
RSSD ID
291684
Primary regulator
NCUA
Established
1963
Headquarters
Po Box 22725, Lincoln, NE 68542
Employees
2

Quick answers

Local 265 Ibew Federal Credit Union: common questions

Is Local 265 Ibew Federal Credit Union NCUA insured?

Yes. Local 265 Ibew Federal Credit Union is a federally insured credit union (NCUA charter #15522). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Local 265 Ibew Federal Credit Union's TellerScore?

54 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Local 265 Ibew Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Lincoln

InstitutionScoreAssetsCapitalProblem loansCompare
Adams State BankBank Adams, NE91 out of 100, Very strong$70.2M16.6%0.09%vs
Nebraska State Employees Credit UnionCredit union Lincoln, NE89 out of 100, Very strong$36.8M14.0%0.11%vs
Spirit of America Federal Credit UnionCredit union Lincoln, NE89 out of 100, Very strong$53.2M12.9%0.01%vs
Cattle Bank and TrustBank Seward, NE87 out of 100, Very strong$421.9M12.9%0.08%vs
Horizon BankBank Waverly, NE87 out of 100, Very strong$574.3M14.0%0.46%vs
Liberty First Credit UnionCredit union Lincoln, NE86 out of 100, Very strong$523.4M15.1%0.79%vs