Side-by-side · Q2 2026 data
Local 50 Plumbers & Steamftrs Federal Credit Union vs Eight Federal Credit Union
Credit union
Local 50 Plumbers & Steamftrs Federal Credit Union
Northwood, Ohio · Under $100 million in assets
Metric by metric
| Measure | Local 50 Plumbers & Steamftrs Federal Credit Union | Eight Federal Credit Union |
|---|---|---|
| TellerScore | 80 | 96 (stronger) |
| Capital cushion | 100 (stronger) | 98 |
| Loan quality | 49 | 99 (stronger) |
| Earnings | 69 | 83 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 90 | 100 (stronger) |
| Peer percentile | 65th | 97th |
| Total assets | $11.6M | $25.3M |
| Deposits / shares | $9.8M | $21.4M |
| Capital ratio | 15.38% (stronger) | 14.76% |
| Problem loans | 1.54% | 0.02% (stronger) |
| Net charge-offs | 0.00% | -0.02% (stronger) |
| Return on assets | 1.23% | 1.57% (stronger) |
| Loans ÷ deposits | 56.8% | 37.9% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 2.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Eight Federal Credit Union has the higher TellerScore (96 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Local 50 Plumbers & Steamftrs Federal Credit Union leads on 2 and Eight Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.