Side-by-side · Q2 2026 data
Locomotive & Control Employees Federal Credit Union vs Erie Federal Credit Union
Credit union
Locomotive & Control Employees Federal Credit Union
Erie, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Locomotive & Control Employees Federal Credit Union | Erie Federal Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 72 |
| Capital cushion | 100 (stronger) | 56 |
| Loan quality | 76 | 79 (stronger) |
| Earnings | 83 (stronger) | 65 |
| Funding & liquidity | 100 (stronger) | 87 |
| Problem-loan coverage | 99 (stronger) | 92 |
| Peer percentile | 90th | 57th |
| Total assets | $20.3M | $808.0M |
| Deposits / shares | $14.9M | $741.4M |
| Capital ratio | 26.10% (stronger) | 10.58% |
| Problem loans | 0.71% | 0.62% (stronger) |
| Net charge-offs | 0.18% (stronger) | 0.38% |
| Return on assets | 1.57% (stronger) | 1.13% |
| Loans ÷ deposits | 31.0% (stronger) | 72.9% |
| Uninsured deposits | 0.1% (stronger) | 7.1% |
| Offices | 1 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 29.7% |
Locomotive & Control Employees Federal Credit Union has the higher TellerScore (91 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Locomotive & Control Employees Federal Credit Union leads on 6 and Erie Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.