Side-by-side · Q2 2026 data
Locomotive & Control Employees Federal Credit Union vs Tendto Federal Credit Union
Credit union
Locomotive & Control Employees Federal Credit Union
Erie, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Locomotive & Control Employees Federal Credit Union | Tendto Federal Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 61 |
| Capital cushion | 100 (stronger) | 33 |
| Loan quality | 76 | 83 (stronger) |
| Earnings | 83 (stronger) | 31 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 93 |
| Peer percentile | 90th | 24th |
| Total assets | $20.3M | $141.3M |
| Deposits / shares | $14.9M | $127.9M |
| Capital ratio | 26.10% (stronger) | 8.31% |
| Problem loans | 0.71% | 0.51% (stronger) |
| Net charge-offs | 0.18% (stronger) | 0.49% |
| Return on assets | 1.57% (stronger) | 0.28% |
| Loans ÷ deposits | 31.0% (stronger) | 58.8% |
| Uninsured deposits | 0.1% (stronger) | 2.5% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Locomotive & Control Employees Federal Credit Union has the higher TellerScore (91 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Locomotive & Control Employees Federal Credit Union leads on 6 and Tendto Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.