Side-by-side · Q2 2026 data
Lone Star National Bank vs Texas Regional Bank
Metric by metric
| Measure | Lone Star National Bank | Texas Regional Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 53 |
| Capital cushion | 79 (stronger) | 38 |
| Loan quality | 65 | 80 (stronger) |
| Earnings | 78 (stronger) | 32 |
| Funding & liquidity | 51 (stronger) | 46 |
| Problem-loan coverage | 91 (stronger) | 87 |
| Peer percentile | 66th | 11th |
| Total assets | $3.3B | $2.9B |
| Deposits / shares | $2.9B | $2.5B |
| Capital ratio | 12.87% (stronger) | 8.77% |
| Problem loans | 1.06% | 0.59% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.07% |
| Return on assets | 1.44% (stronger) | 0.30% |
| Loans ÷ deposits | 60.7% (stronger) | 71.6% |
| Uninsured deposits | 58.8% | 53.7% (stronger) |
| Offices | 36 | 38 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.3% | 9.0% |
Lone Star National Bank has the higher TellerScore (72 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Lone Star National Bank leads on 5 and Texas Regional Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.