Side-by-side · Q2 2026 data
Long Beach City Employees Federal Credit Union vs Central State Credit Union
Credit union
Long Beach City Employees Federal Credit Union
Signal Hill, California · $100 million – $1 billion
Metric by metric
| Measure | Long Beach City Employees Federal Credit Union | Central State Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 65 |
| Capital cushion | 89 (stronger) | 40 |
| Loan quality | 100 (stronger) | 87 |
| Earnings | 33 (stronger) | 31 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 83rd | 34th |
| Total assets | $270.6M | $258.2M |
| Deposits / shares | $234.0M | $211.3M |
| Capital ratio | 13.85% (stronger) | 9.01% |
| Problem loans | 0.01% (stronger) | 0.40% |
| Net charge-offs | 0.09% (stronger) | 0.28% |
| Return on assets | 0.31% (stronger) | 0.28% |
| Loans ÷ deposits | 52.1% | 40.8% (stronger) |
| Uninsured deposits | 6.2% | 6.2% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Long Beach City Employees Federal Credit Union has the higher TellerScore (83 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Long Beach City Employees Federal Credit Union leads on 5 and Central State Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.