Headquartered in Signal Hill, California, Long Beach City Employees Federal Credit Union is a federal credit union with $270.6M in total assets and $234.0M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1936.
Based on its Q2 2026 filing, Long Beach City Employees Federal Credit Union scores 83/100, which we describe as strong. That is higher than 83% of 1,341 credit unions with $100 million – $1 billion. Among 238 credit unions headquartered in California, it ranks 38th. Its strongest component is loan quality (100/100; 0.01%), and its lowest is earnings (33/100; 0.31%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (80 → 83), mostly because the earnings component improved by 11 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 75 |
| Q3 2024 | 75 |
| Q4 2024 | 77 |
| Q1 2025 | 79 |
| Q2 2025 | 80 |
| Q3 2025 | 80 |
| Q4 2025 | 82 |
| Q1 2026 | 81 |
| Q2 2026 | 83 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 12.96% |
| Q3 2024 | 12.80% |
| Q4 2024 | 13.12% |
| Q1 2025 | 13.33% |
| Q2 2025 | 13.52% |
| Q3 2025 | 13.34% |
| Q4 2025 | 13.72% |
| Q1 2026 | 13.32% |
| Q2 2026 | 13.85% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.01% |
| Q3 2025 | 0.01% |
| Q4 2025 | 0.03% |
| Q1 2026 | 0.01% |
| Q2 2026 | 0.01% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.35% |
| Q3 2024 | -0.28% |
| Q4 2024 | -0.17% |
| Q1 2025 | 0.01% |
| Q2 2025 | 0.06% |
| Q3 2025 | 0.09% |
| Q4 2025 | 0.23% |
| Q1 2026 | 0.23% |
| Q2 2026 | 0.31% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 83 | $270.6M | 13.85% | 0.01% | 0.31% | 52.1% |
| Q1 2026 | 81 | $279.3M | 13.32% | 0.01% | 0.23% | 49.9% |
| Q4 2025 | 82 | $269.9M | 13.72% | 0.03% | 0.23% | 50.6% |
| Q3 2025 | 80 | $274.5M | 13.34% | 0.01% | 0.09% | 49.4% |
| Q2 2025 | 80 | $270.1M | 13.52% | 0.01% | 0.06% | 50.0% |
| Q1 2025 | 79 | $273.3M | 13.33% | 0.00% | 0.01% | 49.2% |
| Q4 2024 | 77 | $277.5M | 13.12% | 0.00% | -0.17% | 49.5% |
| Q3 2024 | 75 | $283.7M | 12.80% | 0.00% | -0.28% | 47.7% |
| Q2 2024 | 75 | $281.1M | 12.96% | 0.00% | -0.35% | 46.7% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in California
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Edwards Federal Credit UnionCredit union Edwards, CA | 56 out of 100, Moderate | $276.6M | 8.8% | 0.81% | vs |
| Central State Credit UnionCredit union Stockton, CA | 65 out of 100, Moderate | $258.2M | 9.0% | 0.40% | vs |
| Heritage Community Credit UnionCredit union Rancho Cordova, CA | 58 out of 100, Moderate | $283.4M | 9.8% | 0.75% | vs |
| Corazo Credit UnionCredit union El Centro, CA | 59 out of 100, Moderate | $243.6M | 14.0% | 2.51% | vs |
| F3 Credit UnionCredit union San Jose, CA | 80 out of 100, Strong | $236.8M | 18.5% | 1.05% | vs |
| Sri Federal Credit UnionCredit union Menlo Park, CA | 76 out of 100, Strong | $236.2M | 12.7% | 0.17% | vs |
Deposit insurance
Is my money safe at Long Beach City Employees Federal Credit Union?
Yes. Long Beach City Employees Federal Credit Union is a federally insured credit union (NCUA charter #1438). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 6.2% of shares and deposits ($14.4M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 13.85%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Long Beach City Employees Federal Credit Union lists 1 office in 1 city. Most locations:
- Signal Hill, CA (1)
HMDA 2025
Mortgage lending
In 2025, Long Beach City Employees Federal Credit Union reported 37 home-loan applications under HMDA (LEI 5493008WHMQTG21UHU90): 37 originated ($9,075,000 total), 0 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.0%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Long Beach City Employees Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 1438
- RSSD ID
- 386674
- Primary regulator
- NCUA
- Established
- 1936
- Headquarters
- 2845 Temple Ave, Signal Hill, CA 90755
- Employees
- 25
Quick answers
Long Beach City Employees Federal Credit Union: common questions
Is Long Beach City Employees Federal Credit Union NCUA insured?
Yes. Long Beach City Employees Federal Credit Union is a federally insured credit union (NCUA charter #1438). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Long Beach City Employees Federal Credit Union's TellerScore?
83 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Long Beach City Employees Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Signal Hill
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA | 100 out of 100, Very strong | $1.4B | 63.5% | 0.00% | vs |
| Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA | 92 out of 100, Very strong | $1.7B | 15.5% | 0.60% | vs |
| Long Beach Firemen S Credit UnionCredit union Long Beach, CA | 91 out of 100, Very strong | $201.5M | 29.4% | 0.02% | vs |
| Santa Ana Federal Credit UnionCredit union Santa Ana, CA | 90 out of 100, Very strong | $111.6M | 13.5% | 0.06% | vs |
| California International Bank, N.A.Bank Westminster, CA | 89 out of 100, Very strong | $120.9M | 13.5% | 0.00% | vs |
| Asian Pacific National BankBank San Gabriel, CA | 89 out of 100, Very strong | $56.9M | 20.1% | 0.00% | vs |