Side-by-side · Q2 2026 data
Long Beach City Employees Federal Credit Union vs Santa Ana Federal Credit Union
Credit union
Long Beach City Employees Federal Credit Union
Signal Hill, California · $100 million – $1 billion
Credit union
Santa Ana Federal Credit Union
Santa Ana, California · $100 million – $1 billion
Metric by metric
| Measure | Long Beach City Employees Federal Credit Union | Santa Ana Federal Credit Union |
|---|---|---|
| TellerScore | 83 | 90 (stronger) |
| Capital cushion | 89 (stronger) | 85 |
| Loan quality | 100 (stronger) | 98 |
| Earnings | 33 | 81 (stronger) |
| Funding & liquidity | 100 (stronger) | 90 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 83rd | 95th |
| Total assets | $270.6M | $111.6M |
| Deposits / shares | $234.0M | $95.7M |
| Capital ratio | 13.85% (stronger) | 13.47% |
| Problem loans | 0.01% (stronger) | 0.06% |
| Net charge-offs | 0.09% | -0.01% (stronger) |
| Return on assets | 0.31% | 1.52% (stronger) |
| Loans ÷ deposits | 52.1% (stronger) | 70.6% |
| Uninsured deposits | 6.2% | 4.3% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Santa Ana Federal Credit Union has the higher TellerScore (90 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Long Beach City Employees Federal Credit Union leads on 3 and Santa Ana Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.