Side-by-side · Q2 2026 data
Long Island Alliance Federal Credit Union vs Cadets Federal Credit Union
Credit union
Long Island Alliance Federal Credit Union
Hauppauge, New York · Under $100 million in assets
Metric by metric
| Measure | Long Island Alliance Federal Credit Union | Cadets Federal Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 56 |
| Capital cushion | 91 (stronger) | 36 |
| Loan quality | 89 (stronger) | 78 |
| Earnings | 63 (stronger) | 13 |
| Funding & liquidity | 100 (stronger) | 96 |
| Problem-loan coverage | 99 (stronger) | 90 |
| Peer percentile | 83rd | 16th |
| Total assets | $16.5M | $17.7M |
| Deposits / shares | $14.1M | $16.1M |
| Capital ratio | 14.08% (stronger) | 8.59% |
| Problem loans | 0.32% (stronger) | 0.65% |
| Net charge-offs | -0.57% (stronger) | 0.83% |
| Return on assets | 1.08% (stronger) | -0.19% |
| Loans ÷ deposits | 17.9% (stronger) | 64.3% |
| Uninsured deposits | 4.5% | 2.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Long Island Alliance Federal Credit Union has the higher TellerScore (87 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Long Island Alliance Federal Credit Union leads on 6 and Cadets Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.