Side-by-side · Q2 2026 data
Long Island Alliance Federal Credit Union vs Lufthansa Emp. Federal Credit Union
Credit union
Long Island Alliance Federal Credit Union
Hauppauge, New York · Under $100 million in assets
Credit union
Lufthansa Emp. Federal Credit Union
Westbury, New York · Under $100 million in assets
Metric by metric
| Measure | Long Island Alliance Federal Credit Union | Lufthansa Emp. Federal Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 83 |
| Capital cushion | 91 | 100 (stronger) |
| Loan quality | 89 (stronger) | 88 |
| Earnings | 63 (stronger) | 36 |
| Funding & liquidity | 100 (stronger) | 89 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 83rd | 72nd |
| Total assets | $16.5M | $95.2M |
| Deposits / shares | $14.1M | $78.7M |
| Capital ratio | 14.08% | 17.44% (stronger) |
| Problem loans | 0.32% (stronger) | 0.36% |
| Net charge-offs | -0.57% (stronger) | 0.06% |
| Return on assets | 1.08% (stronger) | 0.41% |
| Loans ÷ deposits | 17.9% | 6.1% (stronger) |
| Uninsured deposits | 4.5% (stronger) | 24.8% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Long Island Alliance Federal Credit Union has the higher TellerScore (87 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Long Island Alliance Federal Credit Union leads on 5 and Lufthansa Emp. Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.