Side-by-side · Q2 2026 data
Longshore Federal Credit Union vs Our Community Credit Union
Credit union
Longshore Federal Credit Union
Hoquiam, Washington · Under $100 million in assets
Metric by metric
| Measure | Longshore Federal Credit Union | Our Community Credit Union |
|---|---|---|
| TellerScore | 69 | 82 (stronger) |
| Capital cushion | 42 | 77 (stronger) |
| Loan quality | 100 (stronger) | 84 |
| Earnings | 32 | 66 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 38th | 82nd |
| Total assets | $8.0M | $638.3M |
| Deposits / shares | $7.1M | $551.8M |
| Capital ratio | 9.18% | 12.67% (stronger) |
| Problem loans | 0.00% (stronger) | 0.48% |
| Net charge-offs | 2.52% | 0.70% (stronger) |
| Return on assets | 0.30% | 1.16% (stronger) |
| Loans ÷ deposits | 39.5% (stronger) | 40.7% |
| Uninsured deposits | 2.6% (stronger) | 6.0% |
| Offices | 1 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Our Community Credit Union has the higher TellerScore (82 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Longshore Federal Credit Union leads on 3 and Our Community Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.