TellerScore

Longshore Federal Credit Union (NCUA charter #13857) is based in Hoquiam, Washington. Its Q2 2026 call report shows $8.0M in total assets and $7.1M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Longshore Federal Credit Union scores 69/100, which we describe as moderate. That is higher than only 38% of 2,479 credit unions with under $100 million in assets. Among 73 credit unions headquartered in Washington, it ranks 40th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is earnings (32/100; 0.30%).

TellerScore · Q2 2026

Scorecard

Capital cushion42/100
Net worth ratio: 9.18%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings32/100
Return on assets (annualized): 0.30%
Funding & liquidity100/100
Loans ÷ shares: 39.5% · 2.6% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 6 points (63 → 69), mostly because the loan quality component improved by 15 points.

TellerScore
395469Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202448
Q3 202439
Q4 202441
Q1 202543
Q2 202563
Q3 202558
Q4 202566
Q1 202668
Q2 202669
Net worth ratio
7.00%8.09%9.19%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20248.93%
Q3 20249.13%
Q4 20248.94%
Q1 20258.77%
Q2 20259.19%
Q3 20258.43%
Q4 20258.74%
Q1 20268.89%
Q2 20269.18%
Delinquent loans (60+ days)
0.00%1.69%3.38%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.95%
Q3 20243.38%
Q4 20242.78%
Q1 20252.76%
Q2 20250.46%
Q3 20250.47%
Q4 20250.01%
Q1 20260.51%
Q2 20260.00%
Return on assets
-0.26%0.32%0.90%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.10%
Q3 20240.12%
Q4 20240.12%
Q1 20250.39%
Q2 20250.03%
Q3 2025-0.26%
Q4 20250.04%
Q1 20260.90%
Q2 20260.30%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202669$8.0M9.18%0.00%0.30%39.5%
Q1 202668$8.4M8.89%0.51%0.90%36.7%
Q4 202566$8.3M8.74%0.01%0.04%38.9%
Q3 202558$8.4M8.43%0.47%-0.26%40.5%
Q2 202563$7.9M9.19%0.46%0.03%45.2%
Q1 202543$8.3M8.77%2.76%0.39%43.6%
Q4 202441$8.1M8.94%2.78%0.12%46.2%
Q3 202439$7.9M9.13%3.38%0.12%47.6%
Q2 202448$8.0M8.93%1.95%0.10%49.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.18%
10th
Problem loans0.00%
94th
Net charge-offs2.52%
4th
Return on assets0.30%
31st
Loans to deposits39.5%
79th
Uninsured deposits2.6%
39th
Loan-loss reserves1.56%
87th
Texas ratio0.0%
93rd

Similar-size credit unions in Washington

InstitutionScoreAssetsCapitalProblem loansCompare
Pud Federal Credit UnionCredit union Longview, WA85 out of 100, Very strong$9.4M15.5%0.00%vs
Utility Employees Federal Credit UnionCredit union Aberdeen, WA93 out of 100, Very strong$3.2M19.4%0.00%vs
Puget Sound Refinery Federal Credit UnionCredit union Anacortes, WA69 out of 100, Moderate$15.6M17.5%2.29%vs
Spokane Media Federal Credit UnionCredit union Spokane, WA38 out of 100, Low$16.6M9.7%2.93%vs
Newrizons Federal Credit UnionCredit union Hoquiam, WA72 out of 100, Strong$18.9M20.2%1.30%vs
Community Healthcare Federal Credit UnionCredit union Everett, WA63 out of 100, Moderate$20.5M12.6%1.42%vs

Deposit insurance

Is my money safe at Longshore Federal Credit Union?

Yes. Longshore Federal Credit Union is a federally insured credit union (NCUA charter #13857). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 2.6% of shares and deposits ($187K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 9.18%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Longshore Federal Credit Union lists 1 office in 1 city. Most locations:

  • Hoquiam, WA (1)

All branch addresses and map

Identity & history

Profile

Legal name
Longshore Federal Credit Union
Type
Federal credit union
NCUA charter #
13857
RSSD ID
377784
Primary regulator
NCUA
Established
1960
Headquarters
3107 John Stevens Way, Hoquiam, WA 98550
Employees
3

Quick answers

Longshore Federal Credit Union: common questions

Is Longshore Federal Credit Union NCUA insured?

Yes. Longshore Federal Credit Union is a federally insured credit union (NCUA charter #13857). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Longshore Federal Credit Union's TellerScore?

69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Longshore Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Hoquiam

InstitutionScoreAssetsCapitalProblem loansCompare
Utility Employees Federal Credit UnionCredit union Aberdeen, WA93 out of 100, Very strong$3.2M19.4%0.00%vs
Our Community Credit UnionCredit union Shelton, WA82 out of 100, Strong$638.3M12.7%0.48%vs
Timberland BankBank Hoquiam, WA78 out of 100, Strong$2.1B12.9%0.56%vs
Newrizons Federal Credit UnionCredit union Hoquiam, WA72 out of 100, Strong$18.9M20.2%1.30%vs
Banner BankBank Walla Walla, WA72 out of 100, Strong$16.6B11.2%0.46%vs
1st Security Bank of WashingtonBank Mountlake Terrace, WA67 out of 100, Moderate$3.2B11.4%0.58%vs