Side-by-side · Q2 2026 data
Longshoremen'S Local 4 Federal Credit Union vs People'S Community Federal Credit Union
Credit union
Longshoremen'S Local 4 Federal Credit Union
Vancouver, Washington · Under $100 million in assets
Credit union
People'S Community Federal Credit Union
Vancouver, Washington · $100 million – $1 billion
Metric by metric
| Measure | Longshoremen'S Local 4 Federal Credit Union | People'S Community Federal Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 71 |
| Capital cushion | 100 | 100 |
| Loan quality | 89 (stronger) | 23 |
| Earnings | 85 (stronger) | 57 |
| Funding & liquidity | 97 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 86 |
| Peer percentile | 95th | 54th |
| Total assets | $39.3M | $269.1M |
| Deposits / shares | $29.7M | $236.7M |
| Capital ratio | 23.84% (stronger) | 15.51% |
| Problem loans | 0.33% (stronger) | 2.32% |
| Net charge-offs | 0.03% | 0.01% (stronger) |
| Return on assets | 1.62% (stronger) | 0.92% |
| Loans ÷ deposits | 63.0% | 51.8% (stronger) |
| Uninsured deposits | 12.6% | 3.8% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 42.9% |
Longshoremen'S Local 4 Federal Credit Union has the higher TellerScore (94 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Longshoremen'S Local 4 Federal Credit Union leads on 4 and People'S Community Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.