Side-by-side · Q2 2026 data
Longshoremen'S Local 4 Federal Credit Union vs Unitus Community Credit Union
Credit union
Longshoremen'S Local 4 Federal Credit Union
Vancouver, Washington · Under $100 million in assets
Metric by metric
| Measure | Longshoremen'S Local 4 Federal Credit Union | Unitus Community Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 63 |
| Capital cushion | 100 (stronger) | 49 |
| Loan quality | 89 (stronger) | 86 |
| Earnings | 85 (stronger) | 30 |
| Funding & liquidity | 97 (stronger) | 74 |
| Problem-loan coverage | 99 (stronger) | 92 |
| Peer percentile | 95th | 33rd |
| Total assets | $39.3M | $1.8B |
| Deposits / shares | $29.7M | $1.6B |
| Capital ratio | 23.84% (stronger) | 9.86% |
| Problem loans | 0.33% (stronger) | 0.43% |
| Net charge-offs | 0.03% (stronger) | 0.43% |
| Return on assets | 1.62% (stronger) | 0.25% |
| Loans ÷ deposits | 63.0% (stronger) | 86.3% |
| Uninsured deposits | 12.6% | 8.9% (stronger) |
| Offices | 1 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 40.1% |
Longshoremen'S Local 4 Federal Credit Union has the higher TellerScore (94 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Longshoremen'S Local 4 Federal Credit Union leads on 6 and Unitus Community Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.