Side-by-side · Q2 2026 data
Los Alamos Schools Credit Union vs Jemez Valley Credit Union
Credit union
Los Alamos Schools Credit Union
Los Alamos, New Mexico · Under $100 million in assets
Credit union
Jemez Valley Credit Union
Jemez Springs, New Mexico · Under $100 million in assets
Metric by metric
| Measure | Los Alamos Schools Credit Union | Jemez Valley Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 66 |
| Capital cushion | 67 | 76 (stronger) |
| Loan quality | 75 (stronger) | 67 |
| Earnings | 48 (stronger) | 11 |
| Funding & liquidity | 90 | 100 (stronger) |
| Problem-loan coverage | 92 | 94 (stronger) |
| Peer percentile | 42nd | 32nd |
| Total assets | $32.4M | $27.3M |
| Deposits / shares | $28.5M | $23.8M |
| Capital ratio | 11.68% | 12.64% (stronger) |
| Problem loans | 0.74% (stronger) | 1.00% |
| Net charge-offs | -0.12% (stronger) | 0.06% |
| Return on assets | 0.69% (stronger) | -0.21% |
| Loans ÷ deposits | 70.2% | 45.0% (stronger) |
| Uninsured deposits | 1.0% (stronger) | 9.9% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Los Alamos Schools Credit Union has the higher TellerScore (71 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Los Alamos Schools Credit Union leads on 5 and Jemez Valley Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.