Side-by-side · Q2 2026 data
Los Angeles Federal Credit Union vs Southland Credit Union
Metric by metric
| Measure | Los Angeles Federal Credit Union | Southland Credit Union |
|---|---|---|
| TellerScore | 69 (stronger) | 49 |
| Capital cushion | 64 (stronger) | 36 |
| Loan quality | 77 (stronger) | 51 |
| Earnings | 44 (stronger) | 33 |
| Funding & liquidity | 81 (stronger) | 78 |
| Problem-loan coverage | 91 (stronger) | 76 |
| Peer percentile | 54th | 5th |
| Total assets | $1.3B | $1.3B |
| Deposits / shares | $1.1B | $1.1B |
| Capital ratio | 11.40% (stronger) | 8.56% |
| Problem loans | 0.70% (stronger) | 1.48% |
| Net charge-offs | 0.81% | 0.65% (stronger) |
| Return on assets | 0.60% (stronger) | 0.32% |
| Loans ÷ deposits | 79.5% (stronger) | 82.7% |
| Uninsured deposits | 7.5% (stronger) | 8.0% |
| Offices | 8 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 38.8% |
Los Angeles Federal Credit Union has the higher TellerScore (69 vs 49). On the 7 directional measures above (where higher or lower is clearly better), Los Angeles Federal Credit Union leads on 6 and Southland Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.