Headquartered in Glendale, California, Los Angeles Federal Credit Union is a federal credit union with $1.3B in total assets and $1.1B in member shares and deposits as of Q2 2026. It operates 8 offices. Its charter dates back to 1936.
Based on its Q2 2026 filing, Los Angeles Federal Credit Union scores 69/100, which we describe as moderate. That is higher than 54% of 454 credit unions with $1 billion – $10 billion. Among 238 credit unions headquartered in California, it ranks 122nd. Its strongest component is problem-loan coverage (91/100; 4.4%), and its lowest is earnings (44/100; 0.60%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 5 points (64 → 69), mostly because the earnings component improved by 12 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 63 |
| Q3 2024 | 62 |
| Q4 2024 | 61 |
| Q1 2025 | 66 |
| Q2 2025 | 64 |
| Q3 2025 | 67 |
| Q4 2025 | 67 |
| Q1 2026 | 70 |
| Q2 2026 | 69 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 11.02% |
| Q3 2024 | 10.91% |
| Q4 2024 | 11.06% |
| Q1 2025 | 10.91% |
| Q2 2025 | 10.92% |
| Q3 2025 | 11.10% |
| Q4 2025 | 11.41% |
| Q1 2026 | 11.35% |
| Q2 2026 | 11.40% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.58% |
| Q3 2024 | 0.62% |
| Q4 2024 | 0.72% |
| Q1 2025 | 0.56% |
| Q2 2025 | 0.68% |
| Q3 2025 | 0.63% |
| Q4 2025 | 0.71% |
| Q1 2026 | 0.58% |
| Q2 2026 | 0.70% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.07% |
| Q3 2024 | -0.05% |
| Q4 2024 | -0.20% |
| Q1 2025 | 0.28% |
| Q2 2025 | 0.30% |
| Q3 2025 | 0.45% |
| Q4 2025 | 0.49% |
| Q1 2026 | 0.57% |
| Q2 2026 | 0.60% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 69 | $1.3B | 11.40% | 0.70% | 0.60% | 79.5% |
| Q1 2026 | 70 | $1.3B | 11.35% | 0.58% | 0.57% | 76.9% |
| Q4 2025 | 67 | $1.3B | 11.41% | 0.71% | 0.49% | 80.5% |
| Q3 2025 | 67 | $1.3B | 11.10% | 0.63% | 0.45% | 78.1% |
| Q2 2025 | 64 | $1.3B | 10.92% | 0.68% | 0.30% | 79.9% |
| Q1 2025 | 66 | $1.3B | 10.91% | 0.56% | 0.28% | 79.0% |
| Q4 2024 | 61 | $1.3B | 11.06% | 0.72% | -0.20% | 82.1% |
| Q3 2024 | 62 | $1.3B | 10.91% | 0.62% | -0.05% | 82.4% |
| Q2 2024 | 63 | $1.3B | 11.02% | 0.58% | -0.07% | 82.8% |
454 peers · $1 billion – $10 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in California
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Rize Federal Credit UnionCredit union El Monte, CA | 54 out of 100, Below average | $1.3B | 10.4% | 0.89% | vs |
| Southland Credit UnionCredit union Los Alamitos, CA | 49 out of 100, Below average | $1.3B | 8.6% | 1.48% | vs |
| 1st United Credit UnionCredit union Pleasanton, CA | 77 out of 100, Strong | $1.3B | 12.2% | 0.25% | vs |
| Sesloc Credit UnionCredit union San Luis Obispo, CA | 64 out of 100, Moderate | $1.3B | 9.4% | 0.40% | vs |
| Pacific Service Credit UnionCredit union Concord, CA | 82 out of 100, Strong | $1.3B | 15.5% | 0.35% | vs |
| Farmers Insurance Federal Credit UnionCredit union Los Angeles, CA | 49 out of 100, Below average | $1.3B | 9.9% | 1.57% | vs |
Deposit insurance
Is my money safe at Los Angeles Federal Credit Union?
Yes. Los Angeles Federal Credit Union is a federally insured credit union (NCUA charter #1207). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 7.5% of shares and deposits ($85.8M) are above the $250,000 NCUA insurance limit, close to the peer median of 9%. Insured balances are protected regardless of the score.
The net worth ratio is 11.40%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
8 locations
Branches
Los Angeles Federal Credit Union lists 8 offices in 8 cities. Most locations:
- Cerritos, CA (1)
- Culver City, CA (1)
- El Monte, CA (1)
- Gardena, CA (1)
- Glendale, CA (1)
- Los Angeles, CA (1)
- Montebello, CA (1)
- Panorama City, CA (1)
HMDA 2025
Mortgage lending
In 2025, Los Angeles Federal Credit Union reported 186 home-loan applications under HMDA (LEI 254900KD58MIT0K3NP70): 100 originated ($27,570,000 total), 0 denied, and 79 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.0%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Los Angeles Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 1207
- RSSD ID
- 227272
- Primary regulator
- NCUA
- Established
- 1936
- Headquarters
- 300 S Glendale Avenue, Glendale, CA 91205
- Employees
- 185
Quick answers
Los Angeles Federal Credit Union: common questions
Is Los Angeles Federal Credit Union NCUA insured?
Yes. Los Angeles Federal Credit Union is a federally insured credit union (NCUA charter #1207). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Los Angeles Federal Credit Union's TellerScore?
69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Los Angeles Federal Credit Union have?
8 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Glendale
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA | 100 out of 100, Very strong | $1.4B | 63.5% | 0.00% | vs |
| Sunkist Employees Federal Credit UnionCredit union Valencia, CA | 100 out of 100, Very strong | $3.8M | 33.6% | 0.00% | vs |
| California Adventist Federal Credit UnionCredit union Glendale, CA | 89 out of 100, Very strong | $44.7M | 20.1% | 0.04% | vs |
| Asian Pacific National BankBank San Gabriel, CA | 89 out of 100, Very strong | $56.9M | 20.1% | 0.00% | vs |
| American Plus Bank, N.A.Bank Arcadia, CA | 88 out of 100, Very strong | $935.0M | 16.5% | 0.04% | vs |
| Hana Bank USA, National AssociationBank Fort Lee, NJ | 88 out of 100, Very strong | $835.2M | 25.4% | 0.00% | vs |