Side-by-side · Q2 2026 data
Loudoun Credit Union vs Newport News Mun. Emp Credit Union
Credit union
Newport News Mun. Emp Credit Union
Newport News, Virginia · Under $100 million in assets
Metric by metric
| Measure | Loudoun Credit Union | Newport News Mun. Emp Credit Union |
|---|---|---|
| TellerScore | 46 | 64 (stronger) |
| Capital cushion | 31 | 53 (stronger) |
| Loan quality | 39 | 45 (stronger) |
| Earnings | 19 | 68 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 86 | 86 |
| Peer percentile | 6th | 28th |
| Total assets | $59.5M | $54.4M |
| Deposits / shares | $55.6M | $49.2M |
| Capital ratio | 8.13% | 10.27% (stronger) |
| Problem loans | 1.83% | 1.64% (stronger) |
| Net charge-offs | 0.65% (stronger) | 1.24% |
| Return on assets | -0.02% | 1.21% (stronger) |
| Loans ÷ deposits | 32.3% (stronger) | 48.3% |
| Uninsured deposits | 0.2% (stronger) | 3.9% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Newport News Mun. Emp Credit Union has the higher TellerScore (64 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Loudoun Credit Union leads on 3 and Newport News Mun. Emp Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.