Side-by-side · Q2 2026 data
Lower Columbia Longshoremen Federal Credit Union vs Sno Falls Credit Union
Credit union
Lower Columbia Longshoremen Federal Credit Union
Longview, Washington · Under $100 million in assets
Credit union
Sno Falls Credit Union
North Bend, Washington · Under $100 million in assets
Metric by metric
| Measure | Lower Columbia Longshoremen Federal Credit Union | Sno Falls Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 52 |
| Capital cushion | 73 (stronger) | 32 |
| Loan quality | 56 | 71 (stronger) |
| Earnings | 43 (stronger) | 22 |
| Funding & liquidity | 100 (stronger) | 80 |
| Problem-loan coverage | 89 (stronger) | 85 |
| Peer percentile | 36th | 11th |
| Total assets | $95.8M | $99.0M |
| Deposits / shares | $83.8M | $89.1M |
| Capital ratio | 12.31% (stronger) | 8.24% |
| Problem loans | 1.32% | 0.86% (stronger) |
| Net charge-offs | 0.18% | 0.11% (stronger) |
| Return on assets | 0.58% (stronger) | 0.06% |
| Loans ÷ deposits | 58.8% (stronger) | 80.1% |
| Uninsured deposits | 6.1% | 3.9% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.3% | — |
Lower Columbia Longshoremen Federal Credit Union has the higher TellerScore (68 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Lower Columbia Longshoremen Federal Credit Union leads on 4 and Sno Falls Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.