Headquartered in Longview, Washington, Lower Columbia Longshoremen Federal Credit Union is a federal credit union with $95.8M in total assets and $83.8M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1954.
Based on its Q2 2026 filing, Lower Columbia Longshoremen Federal Credit Union scores 68/100, which we describe as moderate. That is higher than only 36% of 2,479 credit unions with under $100 million in assets. Among 73 credit unions headquartered in Washington, it ranks 43rd. Its strongest component is funding & liquidity (100/100; 59% loans-to-deposits, 6% uninsured), and its lowest is earnings (43/100; 0.58%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 9 points (77 → 68), mostly because the loan quality component weakened by 32 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 72 |
| Q3 2024 | 70 |
| Q4 2024 | 74 |
| Q1 2025 | 78 |
| Q2 2025 | 77 |
| Q3 2025 | 74 |
| Q4 2025 | 81 |
| Q1 2026 | 68 |
| Q2 2026 | 68 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 11.55% |
| Q3 2024 | 11.72% |
| Q4 2024 | 11.66% |
| Q1 2025 | 11.67% |
| Q2 2025 | 11.99% |
| Q3 2025 | 12.06% |
| Q4 2025 | 12.22% |
| Q1 2026 | 12.13% |
| Q2 2026 | 12.31% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.37% |
| Q3 2024 | 0.50% |
| Q4 2024 | 0.22% |
| Q1 2025 | 0.36% |
| Q2 2025 | 0.36% |
| Q3 2025 | 0.76% |
| Q4 2025 | 0.09% |
| Q1 2026 | 1.36% |
| Q2 2026 | 1.32% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.37% |
| Q3 2024 | 0.33% |
| Q4 2024 | 0.38% |
| Q1 2025 | 0.91% |
| Q2 2025 | 0.73% |
| Q3 2025 | 0.72% |
| Q4 2025 | 0.77% |
| Q1 2026 | 0.63% |
| Q2 2026 | 0.58% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 68 | $95.8M | 12.31% | 1.32% | 0.58% | 58.8% |
| Q1 2026 | 68 | $96.1M | 12.13% | 1.36% | 0.63% | 59.8% |
| Q4 2025 | 81 | $94.2M | 12.22% | 0.09% | 0.77% | 63.3% |
| Q3 2025 | 74 | $93.6M | 12.06% | 0.76% | 0.72% | 64.0% |
| Q2 2025 | 77 | $92.8M | 11.99% | 0.36% | 0.73% | 64.3% |
| Q1 2025 | 78 | $94.2M | 11.67% | 0.36% | 0.91% | 63.5% |
| Q4 2024 | 74 | $92.5M | 11.66% | 0.22% | 0.38% | 65.4% |
| Q3 2024 | 70 | $91.0M | 11.72% | 0.50% | 0.33% | 68.0% |
| Q2 2024 | 72 | $91.8M | 11.55% | 0.37% | 0.37% | 67.1% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Washington
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Waterfront Federal Credit UnionCredit union Seattle, WA | 73 out of 100, Strong | $93.2M | 13.5% | 0.94% | vs |
| Progressions Credit UnionCredit union Spokane, WA | 69 out of 100, Moderate | $93.1M | 10.4% | 0.20% | vs |
| Granco Federal Credit UnionCredit union Ephrata, WA | 59 out of 100, Moderate | $99.0M | 11.9% | 2.28% | vs |
| Sno Falls Credit UnionCredit union North Bend, WA | 52 out of 100, Below average | $99.0M | 8.2% | 0.86% | vs |
| Snocope Credit UnionCredit union Everett, WA | 62 out of 100, Moderate | $88.7M | 9.6% | 0.93% | vs |
| Spokane Firefighters Credit UnionCredit union Spokane, WA | 87 out of 100, Very strong | $86.4M | 14.5% | 0.15% | vs |
Deposit insurance
Is my money safe at Lower Columbia Longshoremen Federal Credit Union?
Yes. Lower Columbia Longshoremen Federal Credit Union is a federally insured credit union (NCUA charter #9289). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 6.1% of shares and deposits ($5.1M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 12.31%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Lower Columbia Longshoremen Federal Credit Union lists 1 office in 1 city. Most locations:
- Longview, WA (1)
HMDA 2025
Mortgage lending
In 2025, Lower Columbia Longshoremen Federal Credit Union reported 19 home-loan applications under HMDA (LEI 5493004UNJQCCNMHSR95): 17 originated ($3,585,000 total), 1 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 5.3%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Lower Columbia Longshoremen Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 9289
- RSSD ID
- 409489
- Primary regulator
- NCUA
- Established
- 1954
- Headquarters
- 629 14th Ave, Longview, WA 98632
- Employees
- 20
Quick answers
Lower Columbia Longshoremen Federal Credit Union: common questions
Is Lower Columbia Longshoremen Federal Credit Union NCUA insured?
Yes. Lower Columbia Longshoremen Federal Credit Union is a federally insured credit union (NCUA charter #9289). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Lower Columbia Longshoremen Federal Credit Union's TellerScore?
68 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Lower Columbia Longshoremen Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Longview
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Mint Valley Federal Credit UnionCredit union Longview, WA | 87 out of 100, Very strong | $23.7M | 19.3% | 0.10% | vs |
| Pud Federal Credit UnionCredit union Longview, WA | 85 out of 100, Very strong | $9.4M | 15.5% | 0.00% | vs |
| Timberland BankBank Hoquiam, WA | 78 out of 100, Strong | $2.1B | 12.9% | 0.56% | vs |
| Fibre Federal Credit UnionCredit union Longview, WA | 75 out of 100, Strong | $1.8B | 13.7% | 0.96% | vs |
| Red Canoe Credit UnionCredit union Longview, WA | 72 out of 100, Strong | $1.2B | 12.3% | 0.60% | vs |
| Banner BankBank Walla Walla, WA | 72 out of 100, Strong | $16.6B | 11.2% | 0.46% | vs |